Commercial draw inspections
Document observed progress and compare it with the requested draw and schedule of values.
- Dated site photography
- Progress and draw reconciliation
- Budget, schedule, and change concerns
- Written findings for lender review
CONSTRUCTION RISK INSIGHT / FOR LENDERS
Construction clarity.
Confident lending decisions.
Independent draw inspections and practical construction reviews that help lenders understand progress, scope, and financial exposure.
Discuss your project →LENDER SERVICES
Independent insight.
At every funding milestone.
Independent observations. Clear assumptions. Useful reporting that connects what’s happening on site with the project’s financial picture.
Plan & budget reviews
A practical look at whether the available project documents and budget tell a consistent story.
- Scope completeness and allowances
- Budget and document alignment
- Contingency and schedule assumptions
- Potential gaps requiring clarification
Independent cost estimating
Cost perspective grounded in the maturity of the plans, with the estimate basis clearly stated.
- Quantities and pricing assumptions
- Exclusions and contingencies
- Contractor pricing reconciliation
- Combined lender review options
Budget & change reviews
Review revised scope, change orders, and updated costs during construction. Combined lender reviews can bring plan and budget review together with an independent estimate.
Review and estimating engagements are scoped individually. Availability and delivery timing are confirmed with each proposal.
MORE THAN A PHOTO LOG
Understand the progress.
See the questions.
A useful report connects field observations to the draw request, explains material differences, and makes unresolved items easy to find.
What belongs in a draw report?
Project and visit information, the documents reviewed, dated photographs, observed completion by work category, comparison with the requested draw, and a concise list of exceptions and follow-up items.
Who makes the funding decision?
The lender retains the funding decision. 1428 provides observations and analysis within the agreed scope, with the report’s purpose and authorized reliance identified.
What does a plan review cover?
Scope completeness, constructability observations, budget alignment, and schedule assumptions. It does not certify engineering design or code compliance.
1428REPORT STRUCTURE
ILLUSTRATIVE EXAMPLE
ILLUSTRATIVE EXAMPLE
CONSTRUCTION PROGRESS REVIEW
The project, at a glance.
01
Observed progress
Work completed and documented on site.
02
Draw comparison
Observed completion against the requested draw.
03
Items to resolve
Questions, discrepancies, and missing information.
04
Supporting record
Photos, document references, and assumptions.
CLEAR FINDINGS. TRACEABLE SUPPORT.
LET’S START WITH YOUR PROJECT
What do you need
a clearer view of?
Tell us about your project, or email eric@1428advisors.com to start a conversation.
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